Everything a growing business or household needs in one place — underwritten by people who understand Sri Lanka’s credit landscape. Expand any product below to see rates, eligibility and a typical customer story.
Working capital, equipment finance, and expansion loans from LKR 500,000 up to LKR 25M. Collateral and non-collateral options available.
From LKR 100K to LKR 5M, for education, weddings, emergencies or a long-overdue trip.
Competitive interest, flexible tenors from 3 to 60 months, and interest paid monthly, annually or on maturity.
We keep the operating model small on purpose. Every loan you take and every deposit you place is reviewed by a person, not a policy document.
Business loan applications are reviewed in 48 hours and personal loans in 24. We publish our turnaround times — and we stick to them.
No surprise fees, no fine-print commissions. The rate you see in your offer letter is the rate you pay.
You'll work with the same person across products — whether you're renewing a loan or placing a deposit for your daughter.
Our average business borrower has been with Life Line for 7.2 years, across multiple loans and product types.
Life Line Group was founded in 2009 to serve the kinds of businesses the larger banks kept turning away — family-owned workshops, growing retailers, and first-time home-buyers outside Colombo.
Today we operate a small network of branches across the Western and Southern provinces, a dedicated SME team, and a deposit book that has grown every year for the last decade.
Three of the thousands of Sri Lankans who’ve chosen Life Line over the last 17 years — each with a different product and a different story.
"I've placed fixed deposits with three different companies. Life Line is the only one that calls me before maturity instead of me chasing them."
"The gold loan took 40 minutes from walking in to walking out. My relationship manager remembered my son's name from last year."
"We came to Life Line for a business loan to buy a second bakery oven. We walked out with a plan for the whole next five years of the shop."
Walk into any Life Line branch, or tell us a little about your business and we'll call you within one working day. No bots. No call centre scripts.